Between me, Mrs. Mortimer, and our kids we have five birthdays spread throughout the year. There’s also Valentine’s Day, Easter, Memorial Day, Fourth of July, Labor Day, Halloween, our anniversary, Thanksgiving, and Christmas. Each holiday is the subject of tremendous marketing pushes. Show you care! SAVE 40% NOW! Sale ends tomorrow! Instant savings at checkout! Over $3000 in savings in this coupon book! And so on. It seems there’s always a reason to “save” some money by purchasing something.
To quote Blazing Saddles, Hold it, hold it, what the hell is that shit?! You aren’t “saving” anything when you spend money. You’re spending money! You might be spending less money, but you are not saving money. To clear up the apparent confusion on this subject, saving money occurs when you (1) set money aside in some type of investment account, and (2) let that money grow more money for you. Saving money is the exact opposite of going to the store and spending money on anything.